Exchange cost sharing 2014
| Family income | Cost of insurance | ||||
| Amount | Percentage of poverty | Total cost | Individual cost | Federal subsidy | Subsidy per cent of total |
| $30 000* | 128 | $19 300 | 0 | $19 300 | 100 |
| $40 000 | 171 | $14 245 | $1 982 | $12 263 | 86 |
| $50 000 | 213 | $14 245 | $3385 | $10 860 | 76 |
| $60 000 | 256 | $14 245 | $4937 | $9308 | 65 |
| $70 000 | 299 | $14 245 | $6626 | $7619 | 53 |
| $80 000 | 342 | $14 245 | $7600 | $6645 | 47 |
| $90 000 | 384 | $14 245 | $8550 | $5695 | 40 |
| $100 000 | 427 | $14 245 | $12 245 | 0 | 0 |
↵* A family with an income of $30 000 would qualify for Medicaid, which is not directly comparable with the Exchange polices. It would not typically have a premium cost and out-of-pocket costs vary by state. This figure is an estimate based on Medicaid having a value of 95% of the total cost of healthcare.
Source: Kaiser Family Foundation ‘Health Reform Subsidy Calculator’ (http://healthreform.kff.org/SubsidyCalculator.aspx)5
Note: Based on purchase of the ‘silver’ plan (70% actuarial value): family of 4, 45-year-old policyholder, medium cost area, health insurance policy cost of $14 245 (estimated by Kaiser) in 2014.